When unpaid accounts are holding you back, Credit Dump connects you with vetted buyers licensed buyers who compete to purchase your accounts, so you receive strong, transparent o ers without running collections yourself. Turn overdue invoices, judgments, or accounts receivable into immediate working capital.
Credit Dump lets you convert overdue invoices, judgments, and receivables into working capital. You list your accounts in a secure portal, vetted buyers compete to purchase them, and once you accept an o er, you get paid, and the buyer takes over recovery.
Sell invoices owed by businesses whether they’re newly overdue or long past due. Strong candidates include undisputed invoices with clear payment terms and proof of delivery or completion.
Monetize court-awarded amounts (default or consent judgments, small-claims orders). Buyers look for final judgments (not under appeal), file-stamped orders, and basic debtor details. Post-judgment interest and enforcement rights can increase value.
List receivables tied to finished services or delivered products. Supporting documents, contracts/POs, delivery receipts, timesheets, and emails also help buyers price confidently.
Post one claim or package many. Bundling by age, industry, province, or balance size can attract more bidders and better aggregate o ers.
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Strong listings are complete, accurate, and compliant. Include clear documentation (invoice/contract, proof of delivery/completion, key communications), correct balances with credits/interest itemized, and full status transparency (disputes, payment plans, prior collections, legal steps).
Confirm debtor type (B2B or B2C) and eligibility: within provincial limitation periods, assignable, and compliant with privacy and consumer protection rules.
For B2C, add consumer-specific details such as: