Effective Date: August 15, 2025
Last Updated: March 1, 2025
The content, tools, and services available through this Website are provided for general informational and commercial purposes only.
Nothing on this Website should be interpreted as legal, financial, tax, investment, or professional advice.
Users are responsible for obtaining independent professional advice suited to their specific situation.
While we make reasonable efforts to ensure information on this Website is accurate and up to date, we make no warranties or representations regarding completeness, reliability, or accuracy.
Any reliance on Website content is at your own risk.
CreditDump.ca operates as a marketplace platform that facilitates listings of unpaid receivables, invoices, judgments, or debts.
We do not guarantee that debts will be sold, collected, financed, or otherwise resolved.
Users are fully responsible for the accuracy, legality, and validity of the information and documents they upload or submit.
By using this Website, you confirm that you have the legal right to list or assign the accounts you submit.
The Website may connect users with licensed collection agencies, law firms, financial institutions, investors, or other service providers.
Any dealings, contracts, or transactions with third parties are strictly between you and the third party.
We do not supervise, control, or guarantee the services, conduct, or results of third parties.
We are not responsible for disputes, negligence, fraud, or misconduct by third-party providers.
Users are solely responsible for ensuring compliance with all applicable federal and provincial laws, including:
– Consumer protection statutes
– Credit reporting regulations
– Provincial limitation periods
– Assignment of debt rules
– Privacy legislation (PIPEDA and provincial equivalents)
We reserve the right to suspend or remove accounts, listings, or access to the platform if activities appear unlawful, fraudulent, or in violation of our Terms of Service.
Certain services on CreditDump.ca may be offered with a 100% Money-Back Guarantee, as expressly advertised.
This guarantee applies only to the specific service fees charged directly by Benjamin Verde Inc. (e.g., activation fees, platform service fees).
The guarantee does not apply to commissions, third-party fees, payments made directly to agencies, legal costs, court filings, or transactions beyond our control.
Refunds will be issued only where (a) the service was not delivered as described, or (b) the conditions of the guarantee stated at the time of purchase are met.
To request a refund, you must contact us in writing at info@creditdump.ca within 30 calendar days of the original transaction and complete the required Refund Request form.
To the fullest extent permitted by law:
Benjamin Verde Inc., its officers, directors, employees, affiliates, agents, and partners shall not be liable for any losses, damages, or claims (direct, indirect, incidental, consequential, punitive, or exemplary) arising from:
– Use or inability to use the Website or its services;
– Reliance on Website content or third-party services;
– Loss of revenue, profits, business opportunities, or reputation;
– Errors, delays, interruptions, data loss, or unauthorized access.
Your sole remedy for dissatisfaction with the Website is to discontinue use, except where a Money-Back Guarantee explicitly applies as described in Section 6.
Inclusion of third-party links, references, or services does not imply endorsement, approval, or recommendation.
We do not warrant that the Website or services will be uninterrupted, secure, error-free, or free of viruses or other harmful components.
By using the Website, you agree to indemnify and hold harmless Benjamin Verde Inc., its affiliates, officers, employees, and partners against any claims, damages, losses, liabilities, costs, or expenses (including legal fees) arising from:
– Your use or misuse of the Website;
– Your violation of this Disclaimer, our Terms of Service, or applicable laws;
– Your dealings with third-party service providers connected through the platform.
We may revise this Legal Disclaimer at any time. Continued use of the Website constitutes acceptance of the updated terms.
This Disclaimer and your use of the Website shall be governed by the laws of the Province of Ontario and the laws of Canada applicable therein.
Any disputes shall be subject to the exclusive jurisdiction of the courts located in Toronto, Ontario.
For questions regarding this Disclaimer, contact:
Credit Dump Canada
Email: info@creditdump.ca
Phone: 888-973-9174